P\u0159\u00ed\u010dinou krachu Union banky (UB) byla p\u0159edev\u0161\u00edm \u0161patn\u00e1 pr\u00e1ce b\u00fdval\u00e9ho veden\u00ed banky. Uvedl to v\u010dera na semin\u00e1\u0159i bankovn\u00edho dohledu \u010dlen bankovn\u00ed rady \u010cesk\u00e9 n\u00e1rodn\u00ed banky (\u010cNB) Pavel Racocha.<\/p>\n
"Vstup Invesmartu nic nezhor\u0161il, ale d\u00e1val \u0161anci na zlep\u0161en\u00ed," uvedl Racocha k \u010dasto kritizovan\u00e9mu schv\u00e1len\u00ed vstupu italsk\u00e9ho vlastn\u00edka do Union Group, a t\u00edm i UB. "Nikdy jsme se nedozv\u011bd\u011bli, kdo je Union Group, proto\u017ee jsme k tomu nem\u011bli z\u00e1konn\u00e9 opr\u00e1vn\u011bn\u00ed," \u0159ekl. V\u011bd\u011bli jsme jen, \u017ee Union banku vlastn\u00ed Union Group, dodal s t\u00edm, \u017ee podle z\u00e1kona ji\u017e nem\u011bla \u010cNB z\u00e1konn\u00fd n\u00e1rok na to, vlastnick\u00e9 vztahy v Union Group zji\u0161\u0165ovat. <\/p>\n
Invesmart byl z tohoto hlediska podle Racochy pr\u016fhledn\u011bj\u0161\u00ed, jeho vlastn\u00edky centr\u00e1ln\u00ed banka znala a m\u011bla od nich souhlas o tom, \u017ee maj\u00ed dostatek finan\u010dn\u00edch zdroj\u016f pro p\u0159\u00edpadnou investici do UB. Dokument o Union bance p\u0159edala \u010cNB podle Racochy ji\u017e parlamentn\u00ed bankovn\u00ed komisi. Svoji zpr\u00e1vu by m\u011bla komise p\u0159edlo\u017eit parlamentu do 6. \u010dervence. Racocha rovn\u011b\u017e p\u0159ipomn\u011bl, \u017ee nejen podle obchodn\u00edho z\u00e1kon\u00edku, ale ipodle z\u00e1kona o bank\u00e1ch \u010dlenov\u00e9 veden\u00ed banky, kte\u0159\u00ed "poru\u0161ili sv\u00e9 povinnosti z titulu \u010dlena statut\u00e1rn\u00edho org\u00e1nu vypl\u00fdvaj\u00edc\u00ed pro n\u011b z pr\u00e1vn\u00edch p\u0159edpis\u016f nebo stanov, odpov\u00eddaj\u00ed spole\u010dn\u011b za \u0161kodu". Jak dodal, klienti banky se zat\u00edm zam\u011b\u0159ili pouze na pod\u00e1v\u00e1n\u00ed \u017ealob na bankovn\u00ed dohled a ministerstvo.<\/p>\n
Banka necht\u011bla spolupracovat
Centr\u00e1ln\u00ed banka podle Racochy zah\u00e1jila kontrolu v UB ji\u017e v dubnu lo\u0148sk\u00e9ho roku. Zjistila nedostatek opravn\u00fdch polo\u017eek p\u0159esahuj\u00edc\u00ed 1,3 miliardy korun a n\u011bkter\u00e9 netransparentn\u00ed finan\u010dn\u00ed operace. \u010cNB po\u017eadovala vy\u0159e\u0161en\u00ed t\u011bchto nedostatk\u016f a zm\u011bnu ve veden\u00ed banky, ov\u0161em k n\u00e1prav\u011b do\u0161lo podle Racochy a\u017e se zna\u010dn\u00fdm zpo\u017ed\u011bn\u00edm. Z\u00e1kon o st\u00e1tn\u00ed kontrole, kter\u00e9mu \u010cNB p\u0159i kontrole v bance podl\u00e9h\u00e1, toti\u017e umo\u017e\u0148uje zdlouhav\u00fd proces pod\u00e1v\u00e1n\u00ed n\u00e1mitek a odvol\u00e1n\u00ed ze strany banky, a proto byla form\u00e1ln\u011b cel\u00e1 kontrola dokon\u010dena a\u017e v z\u00e1v\u011bru lo\u0148sk\u00e9ho roku. Banka nav\u00edc necht\u011bla spolupracovat, dokonce podala st\u00ed\u017enost na podjatost \u010cNB. Racocha rovn\u011b\u017e potvrdil, \u017ee Union banka za\u00fa\u010dtovala poprv\u00e9 do sv\u00e9 rozvahy spornou pohled\u00e1vku za centr\u00e1ln\u00ed bankou ve v\u00fd\u0161i zhruba 1,7 miliardy korun v z\u00e1\u0159\u00ed 2002 a p\u0159es po\u017eadavek centr\u00e1ln\u00ed banky ji odm\u00edtla od\u00fa\u010dtovat. \u010cNB proto po\u017e\u00e1dala banku, aby nechala ov\u011b\u0159it sv\u00e9 hospoda\u0159en\u00ed auditorem, ov\u0161em zpr\u00e1vu auditora neobdr\u017eela. Podle Racochy centr\u00e1ln\u00ed banka vznesla v t\u00e9to v\u011bci v obecn\u00e9 podob\u011b idotaz na ministerstvo financ\u00ed, ov\u0161em jeho odpov\u011b\u010f nebyla jednozna\u010dn\u00e1. UB p\u0159i\u0161la o licenci a v sou\u010dasn\u00e9 dob\u011b je v konkursu. Klienti maj\u00ed n\u00e1rok na 90 procent sv\u00fdch vklad\u016f, maxim\u00e1ln\u011b v\u0161ak necel\u00fdch 800 tis\u00edc. S t\u00edm v\u0161ak nesouhlas\u00ed a po\u017eaduj\u00ed v\u00fdplaty a\u017e do v\u00fd\u0161e \u010dty\u0159 mili\u00f3n\u016f, podobn\u011b jako tomu bylo p\u0159i p\u0159edchoz\u00edch p\u00e1dech bank.<\/p>\n
Zdroj: Pr\u00e1vo<\/p>\n","protected":false},"excerpt":{"rendered":"
P\u0159\u00ed\u010dinou krachu Union banky (UB) byla p\u0159edev\u0161\u00edm \u0161patn\u00e1 pr\u00e1ce b\u00fdval\u00e9ho veden\u00ed banky. Uvedl to v\u010dera na semin\u00e1\u0159i bankovn\u00edho dohledu \u010dlen bankovn\u00ed rady \u010cesk\u00e9 n\u00e1rodn\u00ed banky (\u010cNB) Pavel Racocha. "Vstup Invesmartu nic nezhor\u0161il, ale d\u00e1val \u0161anci na zlep\u0161en\u00ed," uvedl Racocha k \u010dasto kritizovan\u00e9mu schv\u00e1len\u00ed vstupu italsk\u00e9ho vlastn\u00edka do Union Group, a t\u00edm i UB. "Nikdy jsme\u2026 Cel\u00fd \u010dl\u00e1nek »<\/a><\/span><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"_links":{"self":[{"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/posts\/561"}],"collection":[{"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=561"}],"version-history":[{"count":0,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/posts\/561\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=561"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=561"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=561"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}