PRAHA 30. \u010dervna (\u010cTK) – Za p\u00e1d Union banky je zodpov\u011bdn\u00e9 jej\u00ed b\u00fdval\u00e9 veden\u00ed, p\u0159edev\u0161\u00edm p\u0159edstavenstvo. Konstatuje to zpr\u00e1va parlamentn\u00ed komise pro bankovnictv\u00ed o situaci v Union bance. Komise v\u0161ak z\u00e1rove\u0148 p\u0159ipou\u0161t\u00ed nedostatky v pr\u00e1vn\u00edm syst\u00e9mu. Sn\u011bmovna by zpr\u00e1vu, kterou m\u00e1 \u010cTK k dispozici, m\u011bla projedn\u00e1vat ve st\u0159edu.<\/p>\n
"Jednozna\u010dnou odpov\u011bdnost za \u0159\u00edzen\u00ed banky, jej\u00ed finan\u010dn\u00ed hospoda\u0159en\u00ed, dodr\u017eov\u00e1n\u00ed pr\u00e1vn\u00edch p\u0159edpis\u016f i zjedn\u00e1n\u00ed n\u00e1pravy v p\u0159\u00edprav\u011b nedostatk\u016f v \u010dinnosti maj\u00ed org\u00e1ny banky," uv\u00e1d\u00ed zpr\u00e1va. Existuj\u00ed v\u0161ak z\u00e1rove\u0148 pr\u00e1vn\u00ed nedostatky, kter\u00e9 neumo\u017e\u0148uj\u00ed \u00fa\u010dinnou kontrolu zaveden\u00ed opat\u0159en\u00ed k n\u00e1prav\u011b.<\/p>\n
Komise proto doporu\u010duje, aby sn\u011bmovna vyzvala vl\u00e1du k vypracov\u00e1n\u00ed novely z\u00e1kon\u016f o bank\u00e1ch a o st\u00e1tn\u00ed kontrole a konkurzn\u00edho z\u00e1kona. Ty by m\u011bly omezit nebezpe\u010d\u00ed zopakov\u00e1n\u00ed ud\u00e1lost\u00ed v Union bance.<\/p>\n
Odpov\u011bdnost b\u00fdval\u00e9ho veden\u00ed potvrzuje i \u010cesk\u00e1 n\u00e1rodn\u00ed banka. Ta v \u010dervnu podala na Nejvy\u0161\u0161\u00ed st\u00e1tn\u00ed zastupitelstv\u00ed ozn\u00e1men\u00ed o podez\u0159en\u00ed ze sp\u00e1ch\u00e1n\u00ed trestn\u00e9ho \u010dinu.<\/p>\n
Podle \u010dlena bankovn\u00ed rady a \u0161\u00e9fa bankovn\u00edho dohledu Pavla Racochy centr\u00e1ln\u00ed banka zah\u00e1jila kontrolu v Union bance v dubnu lo\u0148sk\u00e9ho roku. Ve v\u00fdsledc\u00edch kontroly se uk\u00e1zal nap\u0159. nedostatek opravn\u00fdch polo\u017eek p\u0159esahuj\u00edc\u00ed 1,3 miliardy korun p\u0159edev\u0161\u00edm k \u00fav\u011br\u016fm poskytnut\u00fdm sp\u0159\u00edzn\u011bn\u00fdm osob\u00e1m. Objevily se rovn\u011b\u017e netransparentn\u00ed operace u n\u011bkter\u00fdch zahrani\u010dn\u00edch bank. \u010cNB tak po\u017eadovala vy\u0159e\u0161en\u00ed t\u011bchto nedostatk\u016f a zm\u011bnu ve veden\u00ed.<\/p>\n
Z\u00e1kon o st\u00e1tn\u00ed kontrole v\u0161ak v takov\u00fdchto p\u0159\u00edpadech umo\u017e\u0148uje zdlouhav\u00fd proces pod\u00e1v\u00e1n\u00ed n\u00e1mitek a odvol\u00e1n\u00ed, a proto byla form\u00e1ln\u011b cel\u00e1 kontrola dokon\u010dena a\u017e v z\u00e1v\u011bru lo\u0148sk\u00e9ho roku. \u010cNB proto podle Racochy m\u00e1 z\u00e1jem na \u00faprav\u011b platnosti z\u00e1kona o st\u00e1tn\u00ed kontrole.<\/p>\n
\u010cNB od roku 1997 ulo\u017eila celkem 11 n\u00e1pravn\u00fdch opat\u0159en\u00ed. Opakovan\u011b po\u017eadovala vy\u0159e\u0161en\u00ed rizik vypl\u00fdvaj\u00edc\u00edch p\u0159edev\u0161\u00edm z \u00fav\u011brov\u00e9ho portfolia. Bance se v\u0161ak nepoda\u0159ilo odstranit probl\u00e9m dlouhodob\u00e9 n\u00edzk\u00e9 kvality aktiv, kter\u00e1 vedla k postupn\u00e9mu poklesu d\u016fv\u011bry ve\u0159ejnost\u00ed a vy\u00fastila ve ztr\u00e1tu platebn\u00ed schopnosti.<\/p>\n
Vstup Invesmartu situaci v bance nezlep\u0161il, d\u00e1val v\u0161ak \u0161anci na jej\u00ed zlep\u0161en\u00ed. Invesmart ale nez\u00edskal st\u00e1tn\u00ed podporu.<\/p>\n
Union banka p\u0159i\u0161la o bankovn\u00ed licenci a je v konkurzu. Poji\u0161t\u011bnou \u010d\u00e1st vklad\u016f, maxim\u00e1ln\u011b necel\u00fdch 800 tis\u00edc korun, vypl\u00e1c\u00ed klient\u016fm Fond poji\u0161t\u011bn\u00ed vklad\u016f. Klienti v\u0161ak s t\u00edmto nejsou spokojeni a po\u017eaduj\u00ed v\u00fdplatu a\u017e do \u010dty\u0159 milion\u016f podobn\u011b jako u jin\u00fdch zkrachoval\u00fdch bank. "Bez p\u0159\u00edslu\u0161n\u00fdch legislativn\u00edch zm\u011bn nelze pravidla pro vypl\u00e1cen\u00ed n\u00e1hrad po\u0161kozen\u00fdm klient\u016fm m\u011bnit," tvrd\u00ed komise.<\/p>\n
Podle \u00fadaj\u016f FPV m\u00e1 korunov\u00e9 vklady p\u0159esahuj\u00edc\u00ed poji\u0161t\u011bnou \u010d\u00e1st v bance 1573 klient\u016f. Celkem m\u00e1 n\u00e1rok na v\u00fdplatu korunov\u00fdch vklad\u016f 112 tis\u00edc z\u00e1kazn\u00edk\u016f. Dal\u0161\u00edch asi 20 tis\u00edc firem a lid\u00ed m\u00e1 i devizov\u00e9 vklady.<\/p>\n
Zdroj: \u010cTK<\/p>\n","protected":false},"excerpt":{"rendered":"
PRAHA 30. \u010dervna (\u010cTK) – Za p\u00e1d Union banky je zodpov\u011bdn\u00e9 jej\u00ed b\u00fdval\u00e9 veden\u00ed, p\u0159edev\u0161\u00edm p\u0159edstavenstvo. Konstatuje to zpr\u00e1va parlamentn\u00ed komise pro bankovnictv\u00ed o situaci v Union bance. Komise v\u0161ak z\u00e1rove\u0148 p\u0159ipou\u0161t\u00ed nedostatky v pr\u00e1vn\u00edm syst\u00e9mu. Sn\u011bmovna by zpr\u00e1vu, kterou m\u00e1 \u010cTK k dispozici, m\u011bla projedn\u00e1vat ve st\u0159edu. "Jednozna\u010dnou odpov\u011bdnost za \u0159\u00edzen\u00ed banky, jej\u00ed finan\u010dn\u00ed\u2026 Cel\u00fd \u010dl\u00e1nek »<\/a><\/span><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"_links":{"self":[{"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/posts\/570"}],"collection":[{"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=570"}],"version-history":[{"count":0,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/posts\/570\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=570"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=570"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=570"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}