ANAL\u00ddZA
Konkurs Union banky je nej\u00fasp\u011b\u0161n\u011bj\u0161\u00ed v novodob\u00e9 bankovn\u00ed historii \u010ceska. Hovo\u0159it o \u00fasp\u011bchu v p\u0159\u00edpad\u011b, kdy desetitis\u00edce lid\u00ed a mnoho m\u011bst, podnik\u016f \u010di \u0161kol p\u0159i\u0161ly o pen\u00edze, zav\u00e1n\u00ed ironi\u00ed. P\u0159esto je pod\u00edl zp\u011bt z\u00edskan\u00e9ho majetku v pom\u011bru k dluh\u016fm zat\u00edm nejvy\u0161\u0161\u00ed.<\/p>\n
"Je to hlavn\u011b d\u00edky rychlosti konkursn\u00ed spr\u00e1vkyn\u011b a jej\u00edho t\u00fdmu p\u0159i zpen\u011b\u017eov\u00e1n\u00ed majetku a d\u00edky velmi dobr\u00e9 spolupr\u00e1ci mezi konkursn\u00ed spr\u00e1vkyn\u00ed, v\u011b\u0159itelsk\u00fdm v\u00fdborem a soudem," \u0159\u00edk\u00e1 Pavel Trnka z Fondu poji\u0161t\u011bn\u00ed vklad\u016f.<\/p>\n
Konkurs Union banky je v tuzemsku naprost\u00fdm unik\u00e1tem. A\u017e do sou\u010dasnosti zkrachovalo krom\u011b Union banky dvan\u00e1ct dal\u0161\u00edch bank. Konkursy se t\u00e1hly dlouh\u00e1 l\u00e9ta a jejich v\u00fdt\u011b\u017eek, pokud v\u016fbec n\u011bjak\u00fd byl, hluboce zaost\u00e1v\u00e1 za ohl\u00e1\u0161enou, v\u00edce ne\u017e t\u0159icetiprocentn\u00ed v\u00fdplatou dodate\u010dn\u00e9 n\u00e1hrady vkladatel\u016fm.<\/p>\n
Proti sv\u00fdm koleg\u016fm z jin\u00fdch bank m\u00e1 spr\u00e1vkyn\u011b Union banky Michaela Huserov\u00e1 n\u011bkter\u00e9 v\u00fdhody. Nejv\u00edce bank skon\u010dilo v polovin\u011b 90. let, kdy legislativa nahr\u00e1vala sp\u00ed\u0161e dlu\u017en\u00edk\u016fm. Dnes maj\u00ed v\u011b\u0159itel\u00e9 \u00fa\u010dinn\u011bj\u0161\u00ed n\u00e1stroje, jak dlu\u017en\u00edky p\u0159itisknout. Mohou vyu\u017e\u00edvat nap\u0159\u00edklad soukrom\u00fdch exekutor\u016f, o jejich\u017e kovbojsk\u00fdch metod\u00e1ch se ob\u010das diskutuje i v m\u00e9di\u00edch.<\/p>\n
Dal\u0161\u00edm nezanedbateln\u00fdm faktorem je, \u017ee v Union bance na rozd\u00edl od jin\u00fdch zkrachoval\u00fdch bank zbyl relativn\u011b velk\u00fd majetek. Ostravsk\u00fd finan\u010dn\u00ed \u00fastav byl tak\u00e9 del\u0161\u00ed dobu v z\u00e1jmu ve\u0159ejnosti. Nap\u0159\u00edklad po pokusu o fale\u0161n\u00fd konkurs a podivn\u00fd \u00fanos jednoho z akcion\u00e1\u0159\u016f, Itala Guisseppe Rosseliho, se staly okolnosti kolem p\u00e1du ostravsk\u00e9ho pen\u011b\u017en\u00edho domu i p\u0159edm\u011btem policejn\u00edho vy\u0161et\u0159ov\u00e1n\u00ed. Pod pe\u010dliv\u00fdm drobnohledem se ocitl i ostravsk\u00fd soud, kter\u00fd konkurs na Union bankou prohl\u00e1sil a kter\u00fd m\u00e1 jeho pr\u016fb\u011bh ve sv\u00e9 pravomoci. Na Union banku bylo prost\u011b p\u0159\u00edli\u0161 dob\u0159e vid\u011bt, aby se jej\u00ed konkurs podivn\u011b za\u0161modrch\u00e1val, anebo zbyte\u010dn\u011b protahoval.<\/p>\n
V neposledn\u00ed \u0159ad\u011b o pr\u016fb\u011bhu konkursu rozhodla i osoba konkursn\u00ed spr\u00e1vkyn\u011b Michaely Huserov\u00e9. Vlastnosti jako c\u00edlev\u011bdomost, hou\u017eevnatost \u010di d\u016fslednost jsou nutn\u00fdmi p\u0159edpoklady \u00fasp\u011b\u0161n\u00e9ho mana\u017eera, by\u0165 m\u00e1 v popisu pr\u00e1ce ne rozvoj podniku, ale jeho z\u00e1nik.<\/p>\n
Pokud se j\u00ed poda\u0159\u00ed vyplatit do konce roku 20 procent z p\u0159ihl\u00e1\u0161en\u00fdch pohled\u00e1vek a po skon\u010den\u00ed konkursu dal\u0161\u00edch 15 procent, pak tato ekonomka z Ostravska z\u00edsk\u00e1 presti\u017e nej\u00fasp\u011b\u0161n\u011bj\u0161\u00ed konkursn\u00ed spr\u00e1vkyn\u011b v historii \u010ceska, proto\u017ee sv\u00fdm koleg\u016fm p\u0159edvedla n\u011bco, co tu je\u0161t\u011b nebylo. Podle Trnky nap\u0159\u00edklad konkursn\u00ed spr\u00e1vce Universal banky p\u0159edb\u011b\u017en\u00e9 rozhodnut\u00ed p\u0159ipravil po sedmi letech konkursu, v p\u0159\u00edpad\u011b \u010cesk\u00e9 banky, kde konkurs trv\u00e1 u\u017e deset let, se \u017e\u00e1dn\u00fd takov\u00fd krok je\u0161t\u011b nekonal. V jin\u00fdch bank\u00e1ch z\u00edskali po\u0161kozen\u00ed klienti sice vy\u0161\u0161\u00ed n\u00e1hrady, a to a\u017e \u010dty\u0159i mili\u00f3ny korun, ale jen s politickou pomoc\u00ed.<\/p>\n
Zdroj: Hospod\u00e1\u0159sk\u00e9 noviny<\/p>\n","protected":false},"excerpt":{"rendered":"
ANAL\u00ddZA Konkurs Union banky je nej\u00fasp\u011b\u0161n\u011bj\u0161\u00ed v novodob\u00e9 bankovn\u00ed historii \u010ceska. Hovo\u0159it o \u00fasp\u011bchu v p\u0159\u00edpad\u011b, kdy desetitis\u00edce lid\u00ed a mnoho m\u011bst, podnik\u016f \u010di \u0161kol p\u0159i\u0161ly o pen\u00edze, zav\u00e1n\u00ed ironi\u00ed. P\u0159esto je pod\u00edl zp\u011bt z\u00edskan\u00e9ho majetku v pom\u011bru k dluh\u016fm zat\u00edm nejvy\u0161\u0161\u00ed. "Je to hlavn\u011b d\u00edky rychlosti konkursn\u00ed spr\u00e1vkyn\u011b a jej\u00edho t\u00fdmu p\u0159i zpen\u011b\u017eov\u00e1n\u00ed majetku\u2026 Cel\u00fd \u010dl\u00e1nek »<\/a><\/span><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"_links":{"self":[{"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/posts\/744"}],"collection":[{"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=744"}],"version-history":[{"count":0,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/posts\/744\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=744"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=744"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=744"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}