OSTRAVA (24. z\u00e1\u0159\u00ed 2004) \u2013 Union banka vyplat\u00ed v prosinci prvn\u00ed \u010d\u00e1st pen\u011bz, kter\u00e9 z\u00edskala spr\u00e1vkyn\u011b konkursn\u00ed podstaty Michaela Huserov\u00e1 pro v\u011b\u0159itele zkrachoval\u00e9 banky. V\u011b\u0159itelsk\u00fd v\u00fdbor v\u010dera na sv\u00e9m jedn\u00e1n\u00ed projednal z\u00e1m\u011br spr\u00e1vkyn\u011b uhradit v prosinci 20 procent z hodnoty uznan\u00fdch pohled\u00e1vek zhruba 75 tis\u00edc\u016fm n\u011bkdej\u0161\u00edch klient\u016f bankovn\u00edho domu. <\/p>\n
Celkem se mezi v\u011b\u0159itele v tomto tzv. \u010d\u00e1ste\u010dn\u00e9m rozvrhu p\u0159ed koncem roku tak rozd\u011bl\u00ed asi 3 miliardy korun. Pen\u00edze jsou u\u017e na \u00fa\u010dtech Union banky a po nezbytn\u00fdch pr\u00e1vn\u00edch kroc\u00edch, kter\u00e9 spr\u00e1vkyni ukl\u00e1d\u00e1 z\u00e1kon o konkursu a vyrovn\u00e1n\u00ed, budou moci b\u00fdt zas\u00edl\u00e1ny v\u011b\u0159itel\u016fm.<\/p>\n
Pln\u011bn\u00ed \u010d\u00e1ste\u010dn\u00e9ho rozvrhu bude prob\u00edhat dv\u011bma zp\u016fsoby. Fyzick\u00fdm osob\u00e1m s v\u00fdplatou do 50 tis\u00edc korun banka pen\u00edze doru\u010d\u00ed po\u0161tovn\u00ed pouk\u00e1zkou, v\u011bt\u0161\u00ed v\u011b\u0159itel\u00e9 (osoby i firmy) dostanou pen\u00edze na \u00fa\u010det. \u010c\u00e1ste\u010dn\u00e9 \u00fahrady se t\u00fdkaj\u00ed v\u0161ech v\u011b\u0159itel\u016f, kte\u0159\u00ed si spr\u00e1vn\u011b p\u0159ihl\u00e1sili opr\u00e1vn\u011bnou pohled\u00e1vku a kte\u0159\u00ed maj\u00ed tuto pohled\u00e1vku uzn\u00e1nu v p\u0159ezkumn\u00e9m jedn\u00e1n\u00ed u Krajsk\u00e9ho soudu v Ostrav\u011b. P\u0159ezkumn\u00e1 jedn\u00e1n\u00ed, kter\u00e1 slou\u017e\u00ed k posouzen\u00ed opr\u00e1vn\u011bnosti finan\u010dn\u00edch n\u00e1rok\u016f v\u011b\u0159itel\u016f, se zat\u00edm v p\u0159\u00edpad\u011b Union banky uskute\u010dnila dv\u011b. T\u0159et\u00ed na\u0159\u00eddil Krajsk\u00fd soud v Ostrav\u011b na 18. \u0159\u00edjna. Do \u00fahrad 20procentn\u00ed \u010d\u00e1sti dluhu tedy spr\u00e1vkyn\u011b konkursn\u00ed podstaty ke konci roku zahrne i ty pohled\u00e1vky, kter\u00e9 projdou t\u00edmto t\u0159et\u00edm, \u0159\u00edjnov\u00fdm kolem p\u0159ezkumu. P\u0159\u00edprava \u010d\u00e1ste\u010dn\u00e9ho rozvrhu potrv\u00e1 zhruba do poloviny prosince a mimo jin\u00e9 bude znamenat, \u017ee banka bude po\u017eadovat od sv\u00fdch v\u011b\u0159itel\u016f sd\u011blen\u00ed \u010d\u00edsla \u00fa\u010dtu.<\/p>\n
Union banka, a. s. \u201ev likvidaci\u201c, m\u00e1 na sv\u00fdch \u00fa\u010dtech a v not\u00e1\u0159sk\u00e9 \u00faschov\u011b nyn\u00ed v\u00edce ne\u017e \u0161est miliard korun. Spr\u00e1vkyn\u011b konkursn\u00ed podstaty je 16 m\u011bs\u00edc\u016f od prohl\u00e1\u0161en\u00ed konkursu (29. 5. 2003) z\u00edskala aktivn\u00edm, opakovan\u00fdm vym\u00e1h\u00e1n\u00edm pen\u011bz od v\u0161ech, kte\u0159\u00ed bance dlu\u017eili, prodejem majetku a nakonec tak\u00e9 \u00fasp\u011b\u0161n\u00fdm prodejem pohled\u00e1vek za t\u011bmi dlu\u017en\u00edky, kte\u0159\u00ed jsou rizikov\u00ed a dlouhodob\u011b odm\u00edtali hradit sv\u00e9 z\u00e1vazky v\u016f\u010di bance. <\/p>\n
Je\u0161t\u011b na za\u010d\u00e1tku l\u00e9ta m\u011bla Union banka na \u00fa\u010dtech asi p\u011bt miliard korun. B\u011bhem leto\u0161n\u00edch pr\u00e1zdnin ale \u00fasp\u011b\u0161n\u011b, s v\u00fdnosem okolo 13 procent, prodala ve ve\u0159ejn\u00fdch sout\u011b\u017e\u00edch dva bal\u00edky pohled\u00e1vek k firm\u00e1m a instituc\u00edm v nomin\u00e1ln\u00ed hodnot\u011b asi 3,3 miliardy korun. J&T Bance, kter\u00e1 zaslala v\u011b\u0159itelsk\u00e9mu v\u00fdboru nab\u00eddku na p\u0159\u00edm\u00fd odkup pohled\u00e1vek, Union banka po extern\u00ed odborn\u00e9 finan\u010dn\u00ed anal\u00fdze a po zhruba m\u011bs\u00ed\u010dn\u00edch jedn\u00e1n\u00edch prodala dal\u0161\u00ed bal\u00edk, a to v nomin\u00e1ln\u00ed hodnot\u011b zhruba 3,5 miliardy, jeho\u017e v\u00fdnos p\u0159es\u00e1hl 16 procent. Drobn\u00e9 z\u00e1vazky mal\u00fdch dlu\u017en\u00edk\u016f banka odprodala za v\u00edce ne\u017e 42 milion\u016f korun takt\u00e9\u017e ve ve\u0159ejn\u00e9 obchodn\u00ed sout\u011b\u017ei. Zpen\u011b\u017eit se poda\u0159ilo i problematick\u00e9 tzv. Duck\u00e9ho sm\u011bnky, kter\u00e9 banka po n\u011bkolika ne\u00fasp\u011b\u0161n\u00fdch soudn\u00edch sporech o jejich uzn\u00e1n\u00ed a proplacen\u00ed na Slovensku, za\u0159adila do prodeje. V\u0161echny prodan\u00e9 pohled\u00e1vkov\u00e9 bal\u00edky jsou dnes u\u017e zaplaceny a b\u011b\u017e\u00ed proces postoupen\u00ed dokumentace.<\/p>\n
D\u00edky rychl\u00fdm prodej\u016fm a nekompromisn\u00edmu postupu p\u0159i vym\u00e1h\u00e1n\u00ed m\u016f\u017ee spr\u00e1vkyn\u011b konkursn\u00ed podstaty vyu\u017e\u00edt mo\u017enosti \u010d\u00e1ste\u010dn\u00e9ho rozvrhu, kterou d\u00e1v\u00e1 z\u00e1kon, aby alespo\u0148 \u010d\u00e1st pen\u011bz z\u00edskali v\u011b\u0159itel\u00e9 co nejrychleji. I po \u010d\u00e1ste\u010dn\u00e9m rozvrhu bude ale spr\u00e1vkyn\u011b vym\u00e1hat dal\u0161\u00ed pen\u00edze a prod\u00e1vat dal\u0161\u00ed majetek (nap\u0159\u00edklad zb\u00fdvaj\u00edc\u00ed um\u011bleck\u00e9 p\u0159edm\u011bty z bankovn\u00edch sb\u00edrek). Po ukon\u010den\u00ed konkursu tedy v\u011b\u0159itel\u00e9 dostanou je\u0161t\u011b dal\u0161\u00ed pen\u00edze. Celkem by se lidem m\u011blo vr\u00e1tit p\u0159ibli\u017en\u011b asi 34 procent z \u010d\u00e1stky, kter\u00e1 jim \u201ez\u016fstala v konkursu\u201c.<\/p>\n
Konkurs Union banky je s po\u010dtem 75 tis\u00edc v\u011b\u0159itel\u016f zat\u00edm nejv\u011bt\u0161\u00edm bankovn\u00edm konkursem v tuzemsku a s v\u00fdnosem okolo 35 procent bude tak\u00e9 jedn\u00edm z nej\u00fasp\u011b\u0161n\u011bj\u0161\u00edch.<\/p>\n","protected":false},"excerpt":{"rendered":"
OSTRAVA (24. z\u00e1\u0159\u00ed 2004) \u2013 Union banka vyplat\u00ed v prosinci prvn\u00ed \u010d\u00e1st pen\u011bz, kter\u00e9 z\u00edskala spr\u00e1vkyn\u011b konkursn\u00ed podstaty Michaela Huserov\u00e1 pro v\u011b\u0159itele zkrachoval\u00e9 banky. V\u011b\u0159itelsk\u00fd v\u00fdbor v\u010dera na sv\u00e9m jedn\u00e1n\u00ed projednal z\u00e1m\u011br spr\u00e1vkyn\u011b uhradit v prosinci 20 procent z hodnoty uznan\u00fdch pohled\u00e1vek zhruba 75 tis\u00edc\u016fm n\u011bkdej\u0161\u00edch klient\u016f bankovn\u00edho domu. Celkem se mezi v\u011b\u0159itele v tomto\u2026 Cel\u00fd \u010dl\u00e1nek »<\/a><\/span><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"_links":{"self":[{"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/posts\/750"}],"collection":[{"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=750"}],"version-history":[{"count":0,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/posts\/750\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=750"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=750"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=750"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}