Bankovn\u00ed komise Poslaneck\u00e9 sn\u011bmovny se za\u010dala zaj\u00edmat o to, kolik by st\u00e1la dodate\u010dn\u00e1 n\u00e1hrada klient\u016fm zkrachoval\u00fdch pen\u011b\u017en\u00edch dom\u016f – Union banky a Plze\u0148sk\u00e9 banky, a to do v\u00fd\u0161e \u010dty\u0159 mili\u00f3n\u016f korun. Na \u017e\u00e1dost bankovn\u00ed komise spo\u010d\u00edtal Fond poji\u0161t\u011bn\u00ed vklad\u016f, \u017ee by na to bylo pot\u0159eba 2,4 miliardy korun.<\/p>\n
"Neznamen\u00e1 to v\u0161ak, \u017ee to za\u010d\u00edn\u00e1me skute\u010dn\u011b p\u0159ipravovat. K tomu je nutn\u00e9 p\u0159ijmout z\u00e1kon a ten zat\u00edm nikdo nep\u00ed\u0161e. Nav\u00edc p\u0159eva\u017euje n\u00e1zor, \u017ee takov\u00e1 n\u00e1hrada u\u017e nen\u00ed na m\u00edst\u011b," tvrd\u00ed p\u0159edseda komise Miloslav Vl\u010dek (\u010cSSD).<\/p>\n
Klienti jin\u00fdch bank brali v\u00edc
Dosud vkladatel\u00e9 t\u011bchto bank dostali devades\u00e1tiprocentn\u00ed n\u00e1hradu, maxim\u00e1ln\u011b v\u0161ak zhruba sedm set pades\u00e1t tis\u00edc korun. St\u00e1t se p\u0159itom v minulosti postaral o podstatn\u011b v\u011bt\u0161\u00ed od\u0161kodn\u011bn\u00ed klient\u016f v\u0161ech zkrachoval\u00fdch bank. U deseti \u00fastav\u016f vyplatil pen\u00edze do \u010dty\u0159 mili\u00f3n\u016f korun, z Banky Bohemia a AB banky lid\u00e9 z\u00edskali zp\u011bt vklady bez omezen\u00ed. P\u0159esto se k mo\u017enosti vy\u0161\u0161\u00edho od\u0161kodn\u011bn\u00ed poslanci je\u0161t\u011b vr\u00e1t\u00ed. Z\u00e1konod\u00e1rci jsou toti\u017e pod tlakem klient\u016f obou zkrachoval\u00fdch bank.<\/p>\n
"V ostatn\u00edch zkrachoval\u00fdch bank\u00e1ch lid\u00e9 nakonec dostali pen\u00edze do v\u00fd\u0161e do \u010dty\u0159 mili\u00f3n\u016f korun. Chceme, aby se k n\u00e1m st\u00e1t zachoval stejn\u011b," \u0159\u00edk\u00e1 Miroslav Jerie, \u010dlen v\u00fdboru Sdru\u017een\u00ed klient\u016f Union banky, kter\u00e9 mezi poslanci lobbuje. Sdru\u017een\u00ed nav\u00edc \u010dek\u00e1, jak dopadne \u017ealoba Romana H\u00e1jka, kter\u00fd si u \u00dastavn\u00edho soudu st\u011b\u017euje na nerovnost p\u0159\u00edstupu ke klient\u016fm r\u016fzn\u00fdch bank. "R\u00e1di bychom o tom mluvili i s prezidentem V\u00e1clavem Klausem," uvedl H\u00e1jek, kter\u00e9mu v Union bance z\u016fstaly pen\u00edze za pojistku na vyplaven\u00fd d\u016fm. <\/p>\n
P\u0159itom klienti zkrachoval\u00e9 Union banky jsou na tom o pozn\u00e1n\u00ed l\u00e9pe ne\u017e lid\u00e9, kte\u0159\u00ed m\u011bli pen\u00edze v Plze\u0148sk\u00e9 bance. Na po\u010d\u00e1tek prosince chyst\u00e1 konkursn\u00ed spr\u00e1vkyn\u011b Union banky vyplatit dvacet procent z p\u0159ihl\u00e1\u0161en\u00e9 pohled\u00e1vky, tedy z \u010d\u00e1stky, kter\u00e1 jim v bance uv\u00edzla po v\u00fdplat\u011b poji\u0161t\u011bn\u00ed.<\/p>\n
Opozice je vst\u0159\u00edcn\u011bj\u0161\u00ed
"V Union bance n\u00e1m zamrzlo 1,3 mili\u00f3nu korun. I kdy\u017e te\u010f dostaneme n\u011bjak\u00e9 dal\u0161\u00ed pen\u00edze, stejn\u011b v\u00edc ne\u017e mili\u00f3n n\u00e1m z p\u016fvodn\u00edho vkladu chyb\u00ed. Samoz\u0159ejm\u011b, \u017ee bychom je pot\u0159ebovali," \u0159\u00edk\u00e1 Judita \u0160\u00e1nov\u00e1, ekonomka hradeck\u00e9ho divadla Drak, kter\u00e9 v Union bance m\u011blo t\u00e9m\u011b\u0159 t\u0159i mili\u00f3ny korun.<\/p>\n
V\u011bt\u0161ina poslanc\u016f ale nov\u00e9 \u017e\u00e1dosti o od\u0161kodn\u011bn\u00ed posti\u017een\u00fdch klient\u016f odm\u00edt\u00e1. "Revolu\u010dn\u00ed doba prost\u011b skon\u010dila, z\u00e1kon m\u00e1 \u010d\u00e1ste\u010dn\u011b chr\u00e1nit drobn\u00e9 st\u0159adatele. Investo\u0159i se mus\u00ed starat o sv\u00e9 pen\u00edze sami a pe\u010dliv\u011b vyb\u00edrat a sledovat banku, kam si je ukl\u00e1daj\u00ed," m\u00edn\u00ed poslanec \u010cSSD a ekonomick\u00fd poradce premi\u00e9ra Jan Ml\u00e1dek.Odm\u00edtav\u00fd postoj koali\u010dn\u00edch poslanc\u016f je spojen\u00fd s obavou, \u017ee takov\u00fd \u00fastupek by odstartoval tlak na obdobnou pomoc klient\u016fm kampeli\u010dek. Lidoveck\u00fd p\u0159edseda rozpo\u010dtov\u00e9ho v\u00fdboru Miroslav Kalousek se k probl\u00e9mu vyj\u00e1d\u0159it nechce a p\u0159ipom\u00edn\u00e1, \u017ee jeho v\u00fdbor se t\u00edm v \u017e\u00e1dn\u00e9 podob\u011b nezab\u00fdval.<\/p>\n
Vst\u0159\u00edcn\u011bj\u0161\u00ed jsou opozi\u010dn\u00ed poslanci. Ekonomick\u00fd expert KS\u010cM Ji\u0159\u00ed Dolej\u0161 p\u0159ipou\u0161t\u00ed, \u017ee dal\u0161\u00ed n\u00e1hrada by byla nam\u00edst\u011b v p\u0159\u00edpad\u011b, pokud anal\u00fdza prok\u00e1\u017ee, \u017ee m\u016f\u017ee pomoci severomoravsk\u00e9mu regionu. "Mnoho obc\u00ed a \u017eivnostn\u00edk\u016f z okol\u00ed Ostravy toti\u017e krach Union banky t\u011b\u017ece po\u0161kodil," dodal.<\/p>\n
"Nedovedu pochopit, pro\u010d by klienti t\u011bchto dvou bank m\u011bli dostat men\u0161\u00ed n\u00e1hradu ne\u017e ti ostatn\u00ed," \u0159ekl \u0161\u00e9f poslanc\u016f ODS Vlastimil Tlust\u00fd. Jeho strana ale nen\u00ed jednotn\u00e1. Nap\u0159\u00edklad poslanec Vladim\u00edr Dole\u017eal si zv\u00fd\u0161en\u00ed n\u00e1hrady p\u0159edstavit neum\u00ed. Odm\u00edtav\u00fd postoj poslanc\u016f je spojen\u00fd s obavou, \u017ee takov\u00fd \u00fastupek by odstartoval tlak na obdobnou pomoc klient\u016fm kampeli\u010dek.<\/p>\n
Platili by i v\u0161ichni ostatn\u00ed
V minulosti posti\u017een\u00e9 klienty bank vypl\u00e1cely krom\u011b Fondu poji\u0161t\u011bn\u00ed vklad\u016f i st\u00e1tn\u00ed rozpo\u010det a centr\u00e1ln\u00ed banka. To ale nyn\u00ed v\u0161ichni poslanci s ohledem na v\u00fd\u0161i st\u00e1tn\u00edho dluhu jednozna\u010dn\u011b odm\u00edtaj\u00ed. Varianta s fondem poji\u0161t\u011bn\u00ed by v\u0161ak tak\u00e9 nemusela b\u00fdt pr\u016fchodn\u00e1, a to kv\u016fli pravidl\u016fm mezin\u00e1rodn\u00edch instituc\u00ed"Z\u00e1stupci Mezin\u00e1rodn\u00edho m\u011bnov\u00e9ho fondu se divili, \u017ee u n\u00e1s ke zp\u011btn\u00fdm v\u00fdplat\u00e1m n\u00e1hrad nad z\u00e1konn\u00e9 poji\u0161t\u011bn\u00ed vklad\u016f doch\u00e1zelo," \u0159\u00edk\u00e1 Pavel Trnka, v\u00fdkonn\u00fd \u0159editel Fondu poji\u0161t\u011bn\u00ed vklad\u016f.<\/p>\n
Takov\u00e1 v\u00fdplata by nav\u00edc postihla prakticky v\u0161echny ob\u010dany. "Pokud by z\u00e1kon byl p\u0159ijat\u00fd, Fond poji\u0161t\u011bn\u00ed by na dodate\u010dnou v\u00fdplatu nem\u011bl a musel by si p\u016fj\u010dit. To by automaticky znamenalo, \u017ee by se musely zv\u00fd\u0161it i p\u0159\u00edsp\u011bvky bank do fondu a tento n\u00e1klad by pen\u011b\u017en\u00ed domy prom\u00edtly do ni\u017e\u0161\u00edch \u00farok\u016f na vkladech," uvedl Trnka.P\u0159\u00edpadn\u00e1 dodate\u010dn\u00e1 n\u00e1hrada klient\u016f t\u011bchto dvou bank by se t\u00fdkala asi 124 tis\u00edc vkladatel\u016f – lid\u00ed, firem a obc\u00ed, z nich\u017e v\u011bt\u0161ina je ze severn\u00ed Moravy.<\/p>\n
***<\/p>\n
Jak se vypl\u00e1cely zkrachoval\u00e9 banky
* Z pen\u011bz \u010cNB a Ministerstva financ\u00ed, vklady v pln\u00e9 v\u00fd\u0161i – Banka Bohemia, AB Banka
* Z pen\u011bz \u010cNB vklady do \u010dty\u0159 mili\u00f3n\u016f korun – Prvn\u00ed slezsk\u00e1 banka, Podnikatelsk\u00e1 banka, Realitbanka, Velkomoravsk\u00e1 banka
* Z pen\u011bz Fondu poji\u0161t\u011bn\u00ed vklad\u016f do \u010dty\u0159 mili\u00f3n\u016f korun – \u010cesk\u00e1 banka, Pragobanka, Universal banka, Moravia banka
* Z pen\u011bz \u010cesk\u00e9 poji\u0161\u0165ovny – Kreditn\u00ed banka Plze\u0148
* Z pen\u011bz \u010cesk\u00e9 spo\u0159itelny do \u010dty\u0159 mili\u00f3n\u016f korun – Coop banka
Zdroj: \u010cNB<\/p>\n
Zdroj: Hospod\u00e1\u0159sk\u00e9 noviny<\/p>\n","protected":false},"excerpt":{"rendered":"
Bankovn\u00ed komise Poslaneck\u00e9 sn\u011bmovny se za\u010dala zaj\u00edmat o to, kolik by st\u00e1la dodate\u010dn\u00e1 n\u00e1hrada klient\u016fm zkrachoval\u00fdch pen\u011b\u017en\u00edch dom\u016f – Union banky a Plze\u0148sk\u00e9 banky, a to do v\u00fd\u0161e \u010dty\u0159 mili\u00f3n\u016f korun. Na \u017e\u00e1dost bankovn\u00ed komise spo\u010d\u00edtal Fond poji\u0161t\u011bn\u00ed vklad\u016f, \u017ee by na to bylo pot\u0159eba 2,4 miliardy korun. "Neznamen\u00e1 to v\u0161ak, \u017ee to za\u010d\u00edn\u00e1me skute\u010dn\u011b\u2026 Cel\u00fd \u010dl\u00e1nek »<\/a><\/span><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"_links":{"self":[{"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/posts\/764"}],"collection":[{"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=764"}],"version-history":[{"count":0,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/posts\/764\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=764"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=764"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=764"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}