{"id":790,"date":"2005-03-08T09:57:09","date_gmt":"2005-03-08T08:57:09","guid":{"rendered":"http:\/\/www.unionbanka.cz\/?p=790"},"modified":"2005-03-08T09:57:09","modified_gmt":"2005-03-08T08:57:09","slug":"banky-usetri-na-pojisteni-vkladu","status":"publish","type":"post","link":"https:\/\/www.unionbanka.cz\/?p=790","title":{"rendered":"Banky u\u0161et\u0159\u00ed na poji\u0161t\u011bn\u00ed vklad\u016f"},"content":{"rendered":"<p>PRAHA (2. 3. 2005) &#8211; Tuzemsk\u00e9 banky a stavebn\u00ed spo\u0159itelny mohou vylep\u0161it sv\u00e9 hospoda\u0159en\u00ed. Od leto\u0161n\u00edho roku se jim toti\u017e sni\u017euj\u00ed o polovinu povinn\u00e9 platby do Fondu poji\u0161t\u011bn\u00ed vklad\u016f. Jen letos by tak mohly celkem u\u0161et\u0159it a\u017e 1,3 miliardy korun. <\/p>\n<p>&quot;Banky a stavebn\u00ed spo\u0159itelny m\u011bly zaplatit do konce ledna a odhadujeme, \u017ee celkem by se odveden\u00e1 suma za lo\u0148sk\u00fd rok m\u011bla vy\u0161plhat na 2,6 miliardy korun,&quot; sd\u011blila LN Renata \u010cechov\u00e1 z kancel\u00e1\u0159e fondu. To je o 1,4 miliardy korun v\u00edce, ne\u017e kolik \u010dinily odvody v roce 2003. Za lo\u0148sk\u00fd rok p\u0159itom fond nemohl po\u010d\u00edtat s p\u0159\u00edsp\u011bvky od pobo\u010dek zahrani\u010dn\u00edch bank. Ty po vstupu \u010ceska do Evropsk\u00e9 unie odv\u00e1d\u011bj\u00ed p\u0159\u00edsp\u011bvky do obdobn\u00fdch instituc\u00ed ve sv\u00fdch mate\u0159sk\u00fdch st\u00e1tech.<\/p>\n<p>Hlavn\u00ed p\u0159\u00ed\u010dinou tak velk\u00e9ho n\u00e1r\u016fstu byl p\u00e1d Union banky. Jej\u00edm klient\u016fm toti\u017e fond vyplatil p\u0159es dvan\u00e1ct miliard korun, ov\u0161em takovou sumu na sv\u00fdch \u00fa\u010dtech nem\u011bl. Musel si proto v roce 2003 p\u016fj\u010dit od tuzemsk\u00fdch bank &#8211; konkr\u00e9tn\u011b \u010cSOB, \u010cesk\u00e9 spo\u0159itelny a Komer\u010dn\u00ed banky &#8211; zhruba t\u0159i miliardy korun. Ty m\u011bl p\u016fvodn\u011b spl\u00e1cet a\u017e do p\u0159\u00ed\u0161t\u00edho roku. <\/p>\n<p>Aby m\u011bl fond na \u00fahradu \u00fav\u011bru, do\u0161lo k nav\u00fd\u0161en\u00ed povinn\u00fdch plateb. Banky toti\u017e odv\u00e1d\u011bj\u00ed z poji\u0161t\u011bn\u00fdch vklad\u016f sv\u00fdch klient\u016f, jak ob\u010dan\u016f, tak firem, 0,1 procenta. Stavebn\u00ed spo\u0159itelny pak polovinu, tedy 0,05 procenta. Pro lo\u0148sk\u00fd rok ale do\u0161lo ke zdvojn\u00e1soben\u00ed t\u011bchto koeficient\u016f, to znamen\u00e1 0,2 pro banky a 0,1 procenta pro stavebn\u00ed spo\u0159itelny. <\/p>\n<p>Zv\u00fd\u0161en\u00ed povinn\u00fdch plateb p\u0159itom m\u011blo platit a\u017e do roku 2006. B\u011bhem konkursn\u00edho \u0159\u00edzen\u00ed v\u0161ak fond z\u00edskal ze zkrachoval\u00e9 banky \u010d\u00e1st pen\u011bz, kter\u00e9 n\u00e1rokoval. &quot;Celkem \u0161lo o dvacet procent z celkov\u00e9 pohled\u00e1vky, kterou m\u00e1me za Union bankou,&quot; up\u0159esnila \u010cechov\u00e1. Do konce roku 2004 se tak fondu poda\u0159ilo uhradit celou p\u016fj\u010dku. &quot;Koeficient odvod\u016f se proto pro leto\u0161n\u00ed rok vrac\u00ed na p\u016fvodn\u00ed \u00farove\u0148, proto\u017ee se fondu poda\u0159ilo p\u0159ed\u010dasn\u011b splatit \u00fav\u011br kv\u016fli Union bance,&quot; dodala \u010cechov\u00e1. <\/p>\n<p>Nejvy\u0161\u0161\u00ed \u010d\u00e1stkou p\u0159isp\u00edvaj\u00ed tradi\u010dn\u011b velk\u00e9 tuzemsk\u00e9 finan\u010dn\u00ed \u00fastavy. &quot;Do fondu jsme spole\u010dn\u011b s Po\u0161tovn\u00ed spo\u0159itelnou odvedli v lo\u0148sk\u00e9m roce 634,1 milionu korun,&quot; uvedl mluv\u010d\u00ed \u010cSOB Pavel Hejzlar. Je\u0161t\u011b o n\u011bco v\u00edce poslala na \u00fa\u010dty fondu \u010cesk\u00e1 spo\u0159itelna. &quot;V roce 2004 se jednalo o 731 milion\u016f korun,&quot; poznamenala Helena Matuszn\u00e1 z \u010cesk\u00e9 spo\u0159itelny. O rok d\u0159\u00edve, kdy nebyly je\u0161t\u011b odvody zdvojn\u00e1soben\u00e9, to bylo 354 milion\u016f korun.<\/p>\n<p>V p\u0159\u00edpad\u011b men\u0161\u00edch finan\u010dn\u00edch instituc\u00ed nejde o tak velk\u00e9 \u010d\u00e1stky. &quot;Loni jsme odvedli 57,6 milionu korun,&quot; \u0159ekl mluv\u010d\u00ed \u017divnobanky Ivo Poli\u0161ensk\u00fd. Nap\u0159\u00edklad Raiffeisenbank &quot;p\u0159isp\u011bla&quot; 70 miliony korun. <\/p>\n<p>Zdroj: Lidov\u00e9 noviny<\/p>\n","protected":false},"excerpt":{"rendered":"<p>PRAHA (2. 3. 2005) &#8211; Tuzemsk\u00e9 banky a stavebn\u00ed spo\u0159itelny mohou vylep\u0161it sv\u00e9 hospoda\u0159en\u00ed. Od leto\u0161n\u00edho roku se jim toti\u017e sni\u017euj\u00ed o polovinu povinn\u00e9 platby do Fondu poji\u0161t\u011bn\u00ed vklad\u016f. Jen letos by tak mohly celkem u\u0161et\u0159it a\u017e 1,3 miliardy korun. &quot;Banky a stavebn\u00ed spo\u0159itelny m\u011bly zaplatit do konce ledna a odhadujeme, \u017ee celkem by se\u2026 <span class=\"read-more\"><a href=\"https:\/\/www.unionbanka.cz\/?p=790\">Cel\u00fd \u010dl\u00e1nek &raquo;<\/a><\/span><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"_links":{"self":[{"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/posts\/790"}],"collection":[{"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=790"}],"version-history":[{"count":0,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=\/wp\/v2\/posts\/790\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=790"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=790"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.unionbanka.cz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=790"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}